What Can a Chapter 13 Bankruptcy Attorney in Lawrence, KS Do for You?

by | Aug 9, 2019 | Bankruptcy


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A lot of people might not realize it, but there are actually several different types of bankruptcy that you can file for. These are referred to as chapters, and some chapters of bankruptcy are more suitable for some people than others. For instance, chapter 12 bankruptcy is meant more for farmers and fishers. Chapter 7 is the most common form of bankruptcy with chapter 13 being close behind it. More specifically, chapter 13 bankruptcy is a “wage earner’s plan” and focuses on letting people with regular incomes pay off their debts. If you think that this might be the bankruptcy plan for you, then you should get in contact with a chapter 13 bankruptcy attorney.

What Exactly Is Chapter 13 Bankruptcy?

As the chapter 13 bankruptcy attorney in Lawrence, KS will explain to you, the biggest thing that separates chapter 13 bankruptcy apart from similar chapters is that it is meant for people who do have a regular income but have simply run into enough debts that their income can no longer pay them all off. This plan focuses on properly utilizing that income in a way so that all or part of the debt can be paid off in due time. If you still aren’t entirely sure what chapter 13 bankruptcy entails or if you are eligible for it, then your chapter 13 bankruptcy attorney will be more than happy to go into the gritty details of how exactly this chapter of bankruptcy would work for you.

Why Should You Rely on a Lawyer?

Chances are that you do not know all of the different Chapters of bankruptcy, which means that you also probably wouldn’t know how to file for the right plan. Similarly, there is also a very slim chance that you would be able to come up with the numbers for the plan to make it work, meaning that getting out of debt only becomes more and more difficult. However, if you choose to rely on a chapter 13 bankruptcy attorney or an attorney for whichever chapter suits you best, you can rest assured knowing that your finances will be in good hands as you work your way out of debt. If you want to know more about bankruptcy attorneys, you can click here for more info.