If you are a victim of consumer fraud, it can take one of various forms. Consumer fraud represents a personal or financial loss that occurs because of deceit by either a person or a business. While this type of fraud can happen to anyone, it most often affects elderly people and young people.
Types of Consumer Fraud
Cases that are handled by a consumer law attorney in Northampton, MA may include the following:
• Identity theft. This type of fraud involves stealing personal details, such as someone’s banking information or social security number, to obtain credit cards or bank cards. Fraudsters do not pay for the purchases, leaving the victim responsible for the costs. As a result, the credit rating of a victim also takes a plunge.
• Debit card or credit card fraud. When this type of fraud occurs, the fraudster gains access to your debit card or credit card information. He or she then uses the information to make purchases or produce fake cards. One practice, called skimming, involves extracting data from a card’s magnetic strip. In turn, a duplicate card is made to purchase items in the victim’s name.
• Internet and phone fraud. Another area of concern for a consumer law attorney is Internet or telephone fraud. When this occurs, the victim is asked to verify personal details, such as his or her date of birth, bank information, or social security number. The caller or e-mailer may pretend to represent a legitimate organization or company.
Learn More about Your Rights
A consumer law attorney may also handle cases that involve mortgage fraud, lottery fraud, charity fraud, or investment fraud. If you have been a victim of fraud, you need to learn more about your legal rights in this respect. You can find out more details by going online and seeking the proper legal representation.
Where to Obtain Information
To review legal information concerning consumer law, visit a site such as Cmolawyers.com. If you have been a victim of consumer fraud, ask about your rights and the legal solutions that are available to you. Contact a specialist in this area for more insight.