Serious Debt Problems? Talk to an Attorney About Chapter 7 Bankruptcy in Fairfield OH

by | Oct 1, 2014 | Lawyers


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Serious debt problems are pretty common today. People just like you lose their homes, cars and personal property after a job loss, divorce or medical condition and often find it very difficult to recover. Fortunately, there is an answer that may prevent many of the problems people face after they get into debt.

By working with a bankruptcy attorney, you may be able to eliminate your credit card and medical debts, stop garnishments and have enough money left over to pay for your housing and food. Chapter 7 Bankruptcy in Fairfield OH is designed for people in your situation. The court allows those with serious debt problems to get a fresh start without the constant harassment by creditors and threat of losing the little they still have.

Every debt you have may not be able to be discharged through the bankruptcy process but in most cases, the debts that are erased are substantial. You may be able to discharge all of your credit card bills, any debt you owe after a foreclosure of your home, medical debts, personal loans and some court judgments or taxes. With all of those bills eliminated and no threat of the creditors coming back later to try to collect, you can devote the money you have to your basic needs.

In some cases, filing for bankruptcy protection is the only way to ensure you don’t become homeless. Wage garnishments can consume a large portion of a person’s paycheck. If you are subject to a wage deduction order related to a consumer debt, filing for Chapter 7 Bankruptcy in Fairfield OH can stop the garnishment and allow you to bring home all the money you worked for throughout the pay period.

Bankruptcy is a serious matter that you should not try to undertake without the assistance of an experienced attorney such as Dean Snyder Attorney At Law. Your lawyer can guide you through the process to ensure all of your paperwork is filed properly and all of your eligible debts are discharged in a timely manner. The sooner you talk to a lawyer, the faster you will get relief from your debt.