Liability, Damages and Insurance Make or Break an Auto Accident Case

After being seriously injured in a car accident as a result of the carelessness and negligence of somebody else in or around Rockford, you probably have a few questions. You might be wondering how to get started on an insurance claim, whether to give a recorded statement that the opposing adjuster wants or whether you should file a personal injury lawsuit right away. These are all very legitimate questions to ask a Rockford car accident attorney.

The Case Tripod

Every auto accident case is different, but the tripod that they all stand on consists of liability, damages, and insurance. If any single leg of that tripod is missing, a personal injury claim or lawsuit collapses.

Liability: So long as you were 50% at fault or less for an accident, you’re eligible to be compensated for the damages that you suffered.

Damages: These can consist of medical bills, lost earnings, permanent disfigurement or disability, pain and suffering, and loss of a normal life. Illinois law allows a jury to award these and other types of damages in personal injury cases.

Insurance: If the person who was at fault for your accident and injuries had insurance, you might be able to pursue compensation for those damages with his or her liability insurer. If that driver had no insurance, you might be able to seek compensation from your own uninsured motorist insurance.

Victims who have questions about their accident or injuries are encouraged to seek out the assistance of a Rockford car accident attorney, who can map out all of your legal options for you so that you can make an informed decision on how you wish to proceed. The firm will make every effort to ensure that you receive the maximum compensation for your injuries and damages.

Don’t hesitate to contact the American Law Firm for a free consultation today!

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