The state of Georgia has some very comprehensive laws regarding bankruptcy, and even the most detail oriented person may discover that filing for bankruptcy can be full of challenges. The many different variables involved in a Cartersville bankruptcy mean that hiring an Experienced bankruptcy attorney In Cartersville GA is a smart move. The work that a bankruptcy lawyer will do for you starts at the moment you have the first meeting. One of the things that your lawyer will help you do is to determine which type of bankruptcy is right for you.
You will need to take a “means test” to determine whether you qualify to file for chapter 7 bankruptcy, chapter 13 bankruptcy, or whether you can file either type. Generally speaking, people who file chapter 7 bankruptcy make less money and have less assets than those who file for chapter 13 bankruptcy. The means test is basically a measure of how much income you have coming in and how many people are in your household. You need to have total household income below a certain amount to qualify for chapter 7, but if you make more than the allowable amount you are still normally able to file chapter 13. If you have assets you wish to protect that would be lost in a chapter 7 bankruptcy, your attorney may advise you to go with chapter 13. This is a big decision, so you should never make it lightly. Your Experienced bankruptcy attorney In Cartersville, GA can help you determine which choice is right for you now and in the future.
Your attorney will work with you to get all the bankruptcy paperwork filled out correctly and promptly filed with the court. You need to be as prompt as possible in providing the lawyer with any documentation that they may ask for since this information will be used in supporting your bankruptcy case. When it is time for your court date the lawyer will attend the bankruptcy hearing along with you. You will usually only need to follow along with the recommendation of the attorney in order to move the case along quickly.